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Spruce up your home for the holidays

Spruce up your home

November 30, 2011

Decorating your home to make it festive and pleasing for family and friends is a wonderful holiday tradition. The good news is you don’t have to deplete your savings to add some festive charm to your surroundings.

Here are some easy and inexpensive holiday craft ideas to help you decorate your home for the holidays and make it more inviting for guests.

Decorate with colour and flavour

Embellish your home’s tropical charm by creating colourful garlands. Popcorn is always a cost-effective staple and blends nicely with the red and green. But you can also string together colorful candy strands or dried fruit to dress up tree.

You can complement your home’s natural materials and furniture with strategically placed candles. Rather than spend extra cash on decorative candles, buy standard votive candles and dress them up with ribbon, glass beads, seashells or even beach pebbles.

Look to nature for inspiration

Gathering plants and branches from your yard and combining them to create eye-catching arrangements is also a cost-effective way to accent your home. For an added festive feel, spray-paint flora such as palms, birds of paradise, bamboo, anthuriums or geraniums in a silver or gold and place them in a vase for a stunning centerpiece.

You can make the most of your porch or veranda by adorning these relaxing spaces with colorfully dyed fabrics, homemade batiks or with festive lights.

For another inexpensive way to add seasonal flair, try sewing rhinestones or ribbons onto your everyday couch cushions.

Go big on your home

Of course, who could blame you for wanting to splurge on at least one new household improvement this season? After all, a home improvement renovation for the holidays can improve your home’s value and, unlike votive candles, deliver returns for years to come. Fortunately, there are financing options for your dream home improvement project.

A credit card.
Select a card with a credit limit and interest rate that’s right for your timeline and budget. A credit card’s grace period can give you the extra time you need to pay off your debts. If you do use your credit card to pay for a smaller home project, be sure to pay off your card’s balance in full and on time to avoid interest charges.

An installment loan.
For larger purchases, consider an installment loan with set payment dates. If you’re borrowing money, be sure to have a plan in place to pay off your loan. Your financial advisor can help you decide if borrowing is right for your situation.